Debt Collection

What Borrowers Need to Know About the FDCPA

What Borrowers Need to Know About the FDCPA

If you default on any kind of personal debt, the original creditor can hire a collection agency or even sell your debt to a third-party. If any such collection agency or third-party collector has contacted you to collect a debt, it is important to understand the...

Dealing With Debt During the COVID-19 Pandemic

Dealing With Debt During the COVID-19 Pandemic

Dealing with mounting debt is challenging, and the COVID-19 pandemic has made matters even worse for many Americans. Fortunately, state and federal governments are providing resources and relief to those affected in different ways. While you might benefit through such...

Top Debt Collection Red Flags You Need to Avoid

Top Debt Collection Red Flags You Need to Avoid

It’s fairly easy to identify a scamster who is trying to collect a debt you’re sure you don’t owe. However, if you have debt or more that is past due, discerning genuine debt collectors from scammers might not be simple. This is because scam debt collectors are known...

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How to Deal With Debt as a Couple? – A Guide

It’s fairly common for one or both partners to bring debt into a marriage, and in some cases, the amount can be significant. There is no surefire way to tell what effect debt might have on a relationship going forward, with some couples addressing it together and...

All You Need to Know About the New Student Loan Forgiveness Plan

On August 24, 2022, President Biden passed an executive order that remains subject to debate. He announced that millions of people would benefit through federal student loan waivers of up to $20,000. However, you need to meet a few criteria to qualify. For instance,...

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